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Author Archives: Rick Messemer
Create Your Living Will Now to Ease Burdens Later Part 2
Important Questions to Ask When writing your living will, give serious consideration to the kind of treatments you want. Questions to ask yourself include: How important is it to be independent and self-sufficient? What would make me feel that my … Continue reading
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Tagged Advanced Directives, DNI, Kevin Huston, Medicaid Planning, Rick Messemer, VA Aid and Attendance
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Importance of your Living Will – PART 1
Create Your Living Will Now to Ease Burdens Later (Part 1) A living will is a legal document that indicates what medical treatments and life-sustaining measures you want or don’t want. If the time comes when you can’t make … Continue reading
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Tagged Kevin Huston, Living Wills, Rick Messemer, trusts, wills
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Giving away my home to the “kids”
You own a home or possibly a family farm and you’ve heard it’s a good idea to “give it to the kids”. Maybe this is a way to help your children before you spend all your assets on health care … Continue reading
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Tagged Elder Law, Estate Planning, Kevin Huston, Raleigh, Rick Messemer
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VA AID AND ATTENDANCE BENEFIT
VA Aid and Attendance is a little known benefit that assists Veteran’s, their sick spouse or the widow/widower of a Veteran pay for the cost of in-home care, assisted living or skilled nursing care. The ground rules are fairly simple: … Continue reading
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Tagged Elder Law, Kevin Huston, Rick Messemer, VA Aid and Attendance
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Hearing Loss is linked to Memory Loss
Johns Hopkins University School of Medicine conducted a study of 1,984 seniors aged 75 to 84 with it’s findings published in the JAMA/Internal Medicine. The basic findings were that older adults with even mild-to-moderate hearing loss may experience a decline … Continue reading
Wills vs Beneficiary Designations
SO YOU HAVE A WILL! A will is a very important document. It is how your wishes are carried out relating to who or where (possible charity) your assets will be distributed. You may have spent a considerable amount of … Continue reading
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Tagged beneficiary designations, Kevin Huston, Rick Messemer, trusts, wills
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Transferring Marital Real Estate into a Revocable Trust
When married couples own real estate in North Carolina as husband and wife, such ownership is called Tenancy by Entirety ownership. Tenancy by Entirety ownership provides protection from creditors so that a creditor must have a valid claim against both … Continue reading
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Steps in Funding and Maintaining the Irrevocable Life Insurance Trust
After the Trust has been executed by the Grantor and Trustee, the Trustee should establish a tax ID number (known as an EIN number) with the I.R.S. I would do that on the website of the I.R.S., which is www.irs.gov. … Continue reading
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Downsizing is about asking the right questions
I spoke with Julie Kopetsky of Your Next Move, who offered some hints on downsizing and what to look for. If you use a service to assist in your move and the sale of your existing home look for the … Continue reading
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